Like most story about people who become rich today, Richard Galera did experience ups and down in his life before he had reach the life of being a nouveau riche.The nouveau riche which means the new rich and the new money. Being the nouveau riche is not an easy thing to do.When he was a child, his father left him.His mother had no other choice but to remarried, to a man who was anything but a father figure. He made Richard’s life and his mother’s life a living hell. Richard was chased out of the house and really had nowhere to go. He eventually found a place in the Navy.

After the Navy, he became a medical supplies salesman. He then had a child with his wife, Sherry. His career in the medical industry was doing well for him then, but the future was uncertain. The industry was changing, so Richard had to look to somewhere else for employment. One day Richard saw a man parking a red Ferrari. He went up to him to ask what he did for a living. The man told Richard he was a stock broker. That’s all Richard needed to hear. Now he wanted to pursue a career as a stock broker.
Richard left his job as a supplies salesman. He had little money and his wife left him. Richard had no job, no money, no wife, and no home. But he did have his son. His son gave him immense motivation to do what he had to secure a better life. The two of them were homeless and slept wherever they could, including a bathroom at the subway station. While they were homeless, Richard studied for the licensing exam, which he passed. They were still struggling, but they had more hope than ever before. Richard got a job at Bear Sterns in San Francisco. He made cold calls to get new clients and worked as many hours as he possibly could. As Richard worked harder, their situation began to get better. Then he started earning money that could lead him to be one of the rich.

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